Park Wilshire offers a variety of life insurance products that helps provide financial protection for a client and its family. Our firm has experience in customizing life insurance solutions for retirement planning, income replacement, estate planning, final expenses and alternative investments. We have worked with professional athletes, Forbes 400 members, entrepreneurs, entertainment stars and many other affluent individuals to uniquely tailor affordable life insurance programs. Life insurance will help a client’s beneficiaries maintain their standard of living, pay off any debt, and secure children’s education.

Park Wilshire offers a variety of life insurance products that helps provide financial protection for a client and its family. Our firm has experience in customizing life insurance solutions for retirement planning, income replacement, estate planning, final expenses and alternative investments. We have worked with professional athletes, Forbes 400 members, entrepreneurs, entertainment stars and many other affluent individuals to uniquely tailor affordable life insurance programs. Life insurance will help a client’s beneficiaries maintain their standard of living, pay off any debt, and secure children’s education.

Key Persons Life & Disability
Most businesses have a few key employees upon whom the organization’s success is highly dependent on these employees’ performance. Key Person insurance protects a business against the economic loss that would be incurred if a key person becomes disabled or passes away.

Buy-Sell Agreement
A Buy Sell agreement is a legal document that establishes what is done with a business in the event that an owner dies.  This agreement obligates an owner or partner to sell their interest to a surviving partner or key person of the business. This is a very effective method in determining what happens to the business’ ownership if a company’s owner or partner passes away. To create stability and eliminate uncertainty is a beneficial way to reduce an organization’s risk.

Key Persons Life & Disability
Most businesses have a few key employees upon whom the organization’s success is highly dependent on these employees’ performance. Key Person insurance protects a business against the economic loss that would be incurred if a key person becomes disabled or passes away.

Buy-Sell Agreement
A Buy Sell agreement is a legal document that establishes what is done with a business in the event that an owner dies.  This agreement obligates an owner or partner to sell their interest to a surviving partner or key person of the business. This is a very effective method in determining what happens to the business’ ownership if a company’s owner or partner passes away. To create stability and eliminate uncertainty is a beneficial way to reduce an organization’s risk.

Group Life Insurance
At Park Wilshire group life insurance is common for employee-employer groups. A group life insurance plan offered by an employer is a great way to give employees extra benefits. It shows that the employer cares about their employee’s health and families. If anything happened to an employee it is comforting to know that their family is protected and cared for.

Group Disability Insurance
In order to keep top employees it is vital to make them feel like the company cares about their best interest. Providing employees with disability income is a great way to show employees that an organization cares about their overall lifestyle and not just performance in the workplace. If an employee is sick or injured this will allow them to receive a significant amount of their future earnings and be able to provide for their families.